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Can you use Cryptocurrency to buy a home?

Derek Bissen, May 20 2021

With the recent boom in crypto currency, many investors are looking to use their cryptocurrency wealth to buy a home.  Some homebuyers are using their cryptocurrency to fund the down payment and closing costs on their new home; but there's a catch...and if you're unprepared, it can quickly lead to a swift loan denial.

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​Conventional Home Loans – The Most Versatile Loan Program

Derek Bissen, May 20 2021

​Whether you're a first time homebuyer, an experienced homebuyer or even if you're looking to buy an investment home, conventional financing has something to offer.  If you’re a traditional borrower, meaning you can verify your income, have decent credit, and have money to put down on a home, the conventional home loan can be a great option. It’s...

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FHA Loans – The Gateway to Homeownership for First Time Homeowners

Derek Bissen, May 20 2021

​FHA loans have a reputation for being for first-time homebuyers, but they are also often the perfect solution for any borrower who doesn’t qualify for conventional financing. It’s a great conventional loan alternative as it’s affordable and flexible – you can’t beat it! At Fidelity Funding Mortgage Corp, we help thousands of borrowers secure FHA f...

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​VA Home Loans – The Best Veteran Benefit of All

Derek Bissen, May 20 2021

​VA Home Loans are one of the easiest and most rewarding benefits veterans get--often referred to as "the best home loan in America"; but shockingly only 6% of veterans use their benefit. At Fidelity Funding Mortgage Corp, we make it easy to use your benefits. We’ll even look up your eligibility if you don’t have your DD-214. We make it easier than...

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Jumbo Home Loans – Are they Hard to Get?

Derek Bissen, May 19 2021

If you need to borrow more than the conventional loan limit in Florida (currently $548,250 in most of Florida), you need a jumbo loan. The name says it all - these loans are for much higher loan amounts, but they have other differences too. Jumbo loans usually have tougher qualifying requirements because lenders take such a high-risk lending to you...

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Luxury Real Estate Financing – How it can Benefit You

Derek Bissen, May 19 2021

​You’ve worked hard for your money and you deserve to be treated as such. Conventional loan programs treat borrowers as a ‘number’ and if you don’t fit the mold, they deny your loan application even when it’s obvious you can afford and deserve the loan. If you’ve built up a successful portfolio, started your own business, and are financially indepe...

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​​Bank Statement Loans – A Mortgage for the Self-Employed Business Owner

Derek Bissen, May 19 2021

Bank statement loans help self-employed business owners  secure a mortgage. Often a self-employed applicant’s tax returns doesn’t show their true income, thanks to the advantageous tax code allowing them to write off many expenses. While it’s nice to lower your tax liability, it can hurt your chances of securing a traditional mortgage.

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1099 Income Program – Everything you Need to Know

Derek Bissen, May 15 2021

Working as a contractor, consultant, or salesperson often means you get paid on a 1099 basis, versus a regular salary.  You may not mind it, especially since you can write off many of your common expenses and decrease your tax liability, but getting a mortgage may be difficult. When you try to get a home loan, many lenders will turn you away becaus...

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​​Asset Based Mortgage – Everything You Must Know

Derek Bissen, May 15 2021

​Do you live off your investments or report such little taxable income on your tax returns that most lenders turn you down for a mortgage? It’s frustrating, we know. You know you have more than enough money to qualify for and afford a mortgage, yet no one will give you a chance. At Fidelity Funding Mortgage Corp, we cater to borrowers just like you...

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Buyers, here’s why you might not want to work with the listing agent

Derek Bissen, April 19 2021

By Heidi Noel | Broker of Record Nobul Real Estate Inc., Brokerage - Mar 01, 2021Reposted by Derek Bissen - April 19, 2021 Original Source Article: Put someone in your corner who works just for you. It’s not easy being a buyer in the real estate market these days. Almost everywhere in North America the supply of homes available to buy is very low,...

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