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CALL TODAY:
(813) 928-9610

CLICK TO CALL TODAY:
(813) 928-9610

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GET

PRE-APPROVED »

You've come to the right place!  Use our UNCONVENTIONAL LOAN PROGRAM FINDER™
to easily see which unconventional loan programs are available for your scenario.

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SEARCHING FOR AN UNCONVENTIONAL LOAN?

WERE YOU REFERRED TO US?

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A very special welcome! We offer both traditional and non-traditional loan programs to fit almost any need. We strive to make your experience as smooth as possible.  

START HERE »

START HERE »

WE'RE A DIFFERENT KIND OF MORTGAGE LENDER.

WE SPECIALIZE IN BOTH NON-TRADITIONAL AND UNCONVENTIONAL LENDING PROGRAMS. WE WORK WITH UNIQUE CIRCUMSTANCES EVERY DAY, WHICH GIVES OUR CLIENTS A DISTINCT ADVANTAGE.

We believe in empowering homebuyers with knowledge, and keeping the process simple.  


CHECK OUT OUR LOAN PROGRAMS.

You'll find that each of our loan programs has it's own dedicated resource page, including easy-to-follow educational videos from our YOUTUBE CHANNEL, as well as specific program guidelines and other resources.


HAVE A QUESTION?

We love questions! We realize that many of our programs may be unfamiliar, and you shouldn't need to complete a formal loan application just to get a few answers.  Use our HOMEBUYER PORTAL to drop us a line.  


PLENTY OF OPTIONS.

We offer a full spectrum of loan options, both TRADITIONAL LOAN OPTIONS (Conventional, FHA, VA) and UNCONVENTIONAL (Portfolio loans, Asset Based Loans, Jumbo Loans, Bank Statement Loans, 1099 Programs, Cannabis Home Loans, etc.)


Regardless of which loan program you choose, we believe in structuring a personalized lending solution just for you, backed with over two decades of experience, and delivered with unparalleled customer service from start to finish.

 

If you're looking to finance real estate, we'd love the opportunity to be your lender. Thanks for dropping by and we look forward to serving you!

Yours in successful homeownership,

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Derek A Bissen

Loan Originator

NMLS# 365627

Unconventional Lending Program Director

GOT DOWN PAYMENT?

We are an Authorized Participating Lender in the Florida Hometown Heroes Program. Affordable Financing for First-Time Homebuyers with Down Payment Assistance for employees of Florida Businesses, Veterans, and other heroes in our communities.

LEARN MORE »

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We have the loan programs you need and the experience working with business owners.

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Use our ASSET-BASED LENDING programs to consider your liquid wealth portfolio as the income for your new loan, without sacrificing your investment or banking relationships.

LEARN MORE ABOUT ASSET-BASED LENDING »

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Do you have

SUBSTANTIAL LIQUID WEALTH,

but show

LITTLE INCOME on your

TAX RETURNS?

INVESTORS!

We have the programs you need to complete your next project.

FIX & FLIP

LOAN QUOTE »

9+ UNIT PROPERTY

LOAN QUOTE »

Our DSCR investor Cash-Flow Program allows investors to qualify for investment homes using the rental income from the property. No tax returns required. Long-term rental income & short-term rental income (AirBNB / VRBO, etc.) accepted. LEARN MORE »

USE OUR DSCR

CALCULATOR »

UNCONVENTIONAL LENDING with FIDELITY FUNDING MORTGAGE CORP.

A Division of American Bancshares Mortgage

NMLS# 217378

759 SR 580  Suite 114,
Clearwater, FL  33761

Hours of Operation:

Mon - Fri: 9am-7pm EST

* in-person consultation by appointmentSat- Sun : Via Phone

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CALL TODAY
(813) 928-9610

BEING DIFFERENT IS A

GOOD THING.

We live in a world of COLOR, not black & white. If a bank or credit union has denied your loan, it may be a limitation on their part, not yours.

Like you, we're different. Yes, we have a wide selection of loan programs, but just as importantly, we have the EXPERIENCE working with unique circumstances.

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CONDOMINIUM

FINANCING

CANNABIS HOME

LOAN FINANCING

Condominiums are popular here in Florida. We offer a wide variety of programs to finance Condominiums of all sorts, including standard Condos, Non-Warrantable Condominiums, and even Condotels.

Employees and business owners in the Cannabis industry have unique lending needs. We offer 4 programs to cover Business owners, contractors and employees in the Cannabis Industry.

LEARN MORE »

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Serving Veterans is in our DNA.  We are a Veteran-led business. The VA Home loan benefit may be the easiest VA benefit you'll ever use, and we work hard to ensure our Veterans receive a lending experience that is top-notch.

VA HOME LOAN FINANCING