HELPFUL TOOLS FOR HOMEBUYERS
WAITING PERIOD CHART
If you have experienced a recent derogatory credit event, such as a bankruptcy, foreclosure, short sale or deed-in-lieu of foreclosure, use this chart to determine the date you will be eligible for a traditional home loan.
ACCESS WAITING PERIOD CHART FOR PRIOR BK, FORECLOSURE, or SHORT-SALE / DEED-IN-LIEU
FLORIDA HOMESTEAD EXEMPTION FILING
SAVE MONEY ON YOUR PROPERTY TAXES! If you bought a home in 2023, the deadline to file for your Florida Homestead Exemption is March 1, 2024. NOTE: It is NOT automatic. To receive the exemption, you must file the proper paperwork to your local property tax authority. Use the links to below to find your specific county and follow their instructions.
ACCESS FEMA FLOOD SEARCH TOOL
HILLSBOROUGH COUNTY FL RESIDENTS
FEMA FLOOD MAP
Curious if a particular home is located in a designated flood zone? Use the FEMA database to see if flood insurance coverage is mandatory.
ACCESS FEDERAL HOUSING FINANCE AGENCY/ HPI CALCULATOR
LOCAL PROPERTY APPRECIATION DATA
Access the Federal Housing Finance Agency (FHFA) database to see current local home value appreciation trends/ Housing Price Index for a given area.
This is not a commitment to lend. Not all borrowers will qualify for the loan programs listed. All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.