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Mortgage Resources for Complex Borrowers
UNCONVENTIONAL LOAN TOPICS
PICK A TOPIC TO LEARN MORE:
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Different loan programs may require different documents to qualify. Choose the best checklist to fit your needs.
If you're not sure, select "Conventional".
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f you have experienced a recent derogatory credit event, such as a bankruptcy, foreclosure, short sale or deed-in-lieu of foreclosure, use this chart to determine the date you will be eligible for a traditional home loan.
ACCESS WAITING PERIOD CHART FOR PRIOR BK, FORECLOSURE, or SHORT-SALE / DEED-IN-LIEU
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Curious if a particular home is located in a designated flood zone? Use the FEMA database to see if flood insurance coverage is mandatory.
ACCESS FEMA FLOOD SEARCH TOOL
HILLSBOROUGH COUNTY FL RESIDENTS
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Access the Federal Housing Finance Agency (FHFA) database to see current local home value appreciation trends/ Housing Price Index for a given area.
ACCESS FEDERAL HOUSING FINANCE AGENCY/ HPI CALCULATOR
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FLORIDA HOMEOWNERS: SAVE MONEY ON YOUR PROPERTY TAXES! If you bought a home in this year, the deadline to file for your Florida Homestead Exemption is March of the next calendar year. NOTE: It is NOT automatic. To receive the exemption, you must file the proper paperwork to your local property tax authority. Use the links to below to find your specific county and follow their instructions.
LOCATE
YOUR COUNTY
This is not a commitment to lend. Not all borrowers will qualify for the loan programs listed. All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.
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