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HELPFUL TOOLS FOR HOMEBUYERS

RESOURCES

WAITING PERIOD CHART

If you have experienced a recent derogatory credit event, such as a bankruptcy, foreclosure, short sale or deed-in-lieu of foreclosure, use this chart to determine the date you will be eligible for a traditional home loan.

ACCESS WAITING PERIOD CHART FOR PRIOR BK, FORECLOSURE, or SHORT-SALE / DEED-IN-LIEU

FLORIDA HOMESTEAD EXEMPTION FILING

SAVE MONEY ON YOUR PROPERTY TAXES!  If you bought a home in 2023, the deadline to file for your Florida Homestead Exemption is March 1, 2024. NOTE: It is NOT automatic. To receive the exemption, you must file the proper paperwork to your local property tax authority.  Use the links to below to find your specific county and follow their instructions.

LOCATE

YOUR COUNTY

ACCESS FEMA FLOOD SEARCH TOOL

HILLSBOROUGH COUNTY FL RESIDENTS

FEMA FLOOD MAP

Curious if a particular home is located in a designated flood zone? Use the FEMA database to see if flood insurance coverage is mandatory.

ACCESS FEDERAL HOUSING FINANCE AGENCY/ HPI CALCULATOR

LOCAL PROPERTY APPRECIATION DATA

Access the Federal Housing Finance Agency (FHFA) database to see current local home value appreciation trends/ Housing Price Index for a given area.

DOCUMENT CHECKLISTS

Different loan programs may require different documents to qualify. Choose the best checklist to fit your needs.

If you're not sure, select "Conventional".

FHA

VA

JUMBO

COMBO

BANK STATEMENT

1099 INCOME

P&L LOAN

PORTFOLIO

FOREIGN NATIONAL

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HOMEBUYER LEARNING

PICK A TOPIC TO LEARN MORE:

CANNABIS
(W2 WORKERS)

CANNABIS
(
SELF-EMPLOYED)

This is not a commitment to lend.  Not all borrowers will qualify for the loan programs listed.  All program terms and conditions are subject to change and may be discontinued without prior notice.  Contact loan originator for program questions and scenarios.