FLORIDA

SINCE 1995

‍‍‍DIRE‍‍‍CT LENDING

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RESOURCES

HELPFUL TOOLS WHEN BUYING A HOME

CLICK TO ACCESS FEDERAL HOUSING FINANCE AGENCY/ HPI CALCULATOR

LOCAL PROPERTY APPRECIATION DATA

Access the Federal Housing Finance Agency (FHFA) database to see current local home value appreciation trends/ Housing Price Index for a given area.

WAITING PERIOD CHART

Find the specific waiting period that applies to new home loans after a prior bankruptcy, foreclosure, or short-sale/ deed-in-lieu.  If you have experienced one of these events, this chart will help you determine when you will be eligible for a traditional home loan again.

ACCESS WAITING PERIOD CHART FOR PRIOR BK, FORECLOSURE, or SHORT-SALE / DEED-IN-LIEU

DOCUMENT CHECKLISTS

Be prepared early and get a head start on the loan process.

FEMA FLOOD MAP SERVICE CENTER

Curious if a particular home is in a designated Flood Zone?Search the FEMA database to see if Flood Coverage is mandatory.  

CLICK TO ACCESS FEMA'S SEARCH TOOL

Hillsborough County Residents Click Here

Download standard

DOCUMENT CHECKLIST

Download DOCUMENT CHECKLIST for
BANK STATEMENT LOANS

LEARN MORE ABOUT

HOMESTEAD EXEMPTION FILING

When you buy a home in 2019, the window to file for your Florida homestead exemption is January 1, 2020 - March 1, 2020. It is not automatic. To receive the exemption, you must file the proper paperwork to your local property tax authority.  Use the links to below to find your specific county and follow their instructions.

CLICK TO LOCATE YOUR COUNTY

HILLSBOROUGH COUNTY

PASCO COUNTY

PINELLAS COUNTY

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