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Mortgage Finance

Mortgage Finance

​DSCR Loans for Low Credit: When the Bank Says No, We Say 'Watch This'

Derek Bissen, June 23 2025

Yes. You just need to find a lender that doesn’t flinch at a credit score in the 500s. Most banks and conventional lenders require a 660+ score for DSCR loans. We don't. If your property cash flows, we look at that — not your FICO. With most lenders? 660. With us? As low as 500, sometimes lower with compensating factors. This program was built...

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