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Non-U.S. citizens who are lawfully residing in the United States, whether as permanent or nonpermanent residents, are fully eligible for Conventional mortgages on the same terms as U.S. citizens.
Only individuals without lawful U.S. residency status are ineligible for Conventional financing.
Starting May 25, 2025, FHA loans will be available exclusively to permanent resident borrowers.
This update means that if you are a permanent resident, you’ll continue to have full access to FHA-insured mortgages, including streamline refinance options.
This is not a commitment to lend. Not all borrowers will qualify for the loan programs listed. All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.
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