This is not a commitment to lend. Applicants must meet all Hometown Heroes Program criteria and loan program eligibility requirements for the loan program chosen. The amount shown on this calculator is the amount of funds that you may use to cover your down payment and closing costs. The amount shown may not be sufficient to cover all of your closing costs. Consult a Florida Hometown Heroes Loan Originator to discuss all of your options.

The results provided by this calculator are for informational purposes only and do not constitute a loan approval, offer, or guarantee of assistance. Actual loan qualification, down payment assistance eligibility, and total closing costs may vary based on income, credit score, debt-to-income ratio, loan type, and specific lender requirements. The Florida Hometown Heroes Program has limited funding availability and is subject to change at any time without notice.

This tool does not include all potential costs associated with homeownership, such as escrow reserves, homeowners insurance, property taxes, or lender-specific fees. Applicants should obtain a full loan estimate from a licensed mortgage professional to determine their actual loan costs.

By using this calculator, you acknowledge that the estimated amounts are not binding and that you should seek professional mortgage guidance before making any home purchase decisions. Florida Equal Housing Lender.

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