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✅ No U.S. personal income verification required
✅ No DSCR (Debt-Service Coverage Ratio) minimum required
✅ No reserve requirements
✅ No seasoning of funds
✅ No cash-out limitations
✅ Higher flexibility for foreign buyers
✅ Close in the U.S. or at a U.S. Embassy
Own real U.S. real estate assets with a simple, proven process — no rental income calculations or complex underwriting hurdles.
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» No DSCR ratio requirement
» No U.S. income documentation required
» No minimum personal credit score required
» Funds can be sourced from international accounts
» Fast closings with proper entity setup
» Available for single-family homes, townhomes, villas, condos, and 2-4 unit multifamily (2–4 units), and 5-8+ Unit properties
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✅ Foreign nationals living part-time in the U.S.
✅ Foreign investors residing full-time outside the U.S.
✅ Investors willing to form a U.S. business entity & EIN
✅ Investors with a U.S. bank account
✅ Investors seeking to buy or refinance U.S. rental property
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Foreign investors can choose to:
» Close their loan in-person at a U.S. title company or attorney’s office, or
» Close at a U.S. Embassy or Consulate in their country of residence.
Note: Due to evolving global security concerns, Remote Online Notarization (RON) closings are generally not permitted for foreign investor transactions.
We prioritize security and clear title transfer for your protection.
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1. Form a U.S. Entity (LLC or Corporation)
Entity can be registered in any U.S. state.
2. Obtain an IRS-issued EIN Needed for entity operations and tax compliance.
3. Open a U.S. Bank Account For receiving loan proceeds and making property payments.
4. Submit Your Loan Request
We'll guide you through every step from property selection to closing.
For a complete step-by-step guide to investing in US Real Estate, download our free US Investor Starter Guide.
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US INVESTOR STARTER GUIDE »
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Yes. Through your U.S. entity, you can purchase and own investment property without residing in the United States.
No. An IRS-issued Employer Identification Number (EIN) for your U.S. entity is sufficient.
Yes. We can coordinate closings at U.S. Embassies or Consulates for your convenience.
Yes. You will need a U.S.-based business bank account for funds disbursement and loan servicing.
Eligible properties include single-family homes, condominiums, and 2–4 unit multifamily properties.
Basic entity formation documents, a valid passport or ID, U.S. bank account information, and property details.
No. These programs do not require rental income verification or DSCR calculations.
Yes. If you own a U.S. investment property outright (or have significant equity), you can refinance with a Foreign Investor Loan and access cash from your property's value. There are no cash-out restrictions — you can reimburse yourself for past purchases or redeploy capital into new investments.
Absolutely. Many foreign investors purchase U.S. properties with cash and later decide to finance them. You can refinance your property through our Foreign Investor Loan programs, allowing you to extract equity without income documentation or DSCR requirements.
No. There are no cash-out limitations under our Foreign Investor Loan programs. The amount available to you depends on your property's appraised value and the program's maximum Loan-to-Value (LTV) guidelines.
If you're planning to purchase a U.S. home for personal use — such as a vacation home or second residence —our Foreign National Home Loans program may be a better fit.
This is not a commitment to lend. Not all borrowers will qualify for the loan programs listed. All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.
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