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What’s the most common business in Florida real estate transactions? Is it: If you guessed Title Insurance Companies—congratulations, you're correct! (and yes, the title of the post kinda gave away the answer) A Title Insurance Company is a business that’s at the very center of nearly every single real estate transaction, whether it's a...
Read MoreVA appraisals are a type of home appraisal performed by a licensed Appraiser. They're very similar to a standard real estate appraisal report you'd expect to see on a Conventional Home Loan or FHA Home Loan. To be eligible to perform a VA Appraisal, a licensed appraiser is required to obtain a special certification, over and above their normal...
Read MoreWhether you're making your payments, you're in deferment, Income-Based Repayment (IBR), or even if you're in Forbearance, student loans will have an impact on your home loan approval. How much or how little? That depends on your exact situation, but here is everything you need to
Read MoreWhether you're single, married, divorced, separated or widowed, your marital status plays an important part in obtaining financing here in the state of Florida. It's one of the questions on the Uniform Residential Loan Application that every mortgage lender uses, from coast to
Read MoreIf you’re not a US citizen, but you want to set up roots in the state of Florida, you need a Foreign National Program with flexible underwriting guidelines and great rates. While the Foreign National Program isn’t the same as a traditional mortgage found at your local bank or credit union, it’s a great program for non-US citizens, offering many...
Read MoreWith the recent boom in crypto currency, many investors are looking to use their cryptocurrency wealth to buy a home. Some homebuyers are using their cryptocurrency to fund the down payment and closing costs on their new home; but there's a catch...and if you're unprepared, it can quickly lead to a swift loan
Read MoreWhether you're a first time homebuyer, an experienced homebuyer or even if you're looking to buy an investment home, conventional financing has something to offer. If you’re a traditional borrower, meaning you can verify your income, have decent credit, and have money to put down on a home, the conventional home loan can be a great option....
Read MoreFHA loans have a reputation for being for first-time homebuyers, but they are also often the perfect solution for any borrower who doesn’t qualify for conventional financing. It’s a great conventional loan alternative as it’s affordable and flexible – you can’t beat it! At Fidelity Funding Mortgage Corp, we help thousands of borrowers secure FHA...
Read MoreVA Home Loans are one of the easiest and most rewarding benefits veterans get--often referred to as "the best home loan in America"; but shockingly only 6% of veterans use their benefit. At Fidelity Funding Mortgage Corp, we make it easy to use your benefits. We’ll even look up your eligibility if you don’t have your DD-214. We make it easier...
Read MoreIf you need to borrow more than the conventional loan limit in Florida (currently $726,200 in most of Florida), you need a jumbo loan. The name says it all - these loans are for much higher loan amounts, but they have other differences too. Jumbo loans usually have tougher qualifying requirements because lenders take such a high-risk lending to...
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