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You’ve worked hard for your money and you deserve to be treated as such. Conventional loan programs treat borrowers as a ‘number’ and if you don’t fit the mold, they deny your loan application even when it’s obvious you can afford and deserve the loan. If you’ve built up a successful portfolio, started your own business, and are financially...
Read MoreBank statement loans help self-employed business owners secure a mortgage. Often a self-employed applicant’s tax returns doesn’t show their true income, thanks to the advantageous tax code allowing them to write off many expenses. While it’s nice to lower your tax liability, it can hurt your chances of securing a traditional
Read MoreWorking as a contractor, consultant, or salesperson often means you get paid on a 1099 basis, versus a regular salary. You may not mind it, especially since you can write off many of your common expenses and decrease your tax liability, but getting a mortgage may be difficult. When you try to get a home loan, many lenders will turn you away...
Read MoreDo you live off your investments or report such little taxable income on your tax returns that most lenders turn you down for a mortgage? It’s frustrating, we know. You know you have more than enough money to qualify for and afford a mortgage, yet no one will give you a chance. At Fidelity Funding Mortgage Corp, we cater to borrowers just like...
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