FLORIDA

SINCE 1995

DIRE‍‍‍CT LENDING

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PRE-APPROVAL

THE FIRST STEP BEFORE HOME-SHOPPING.

APPLY.

Complete your loan application via:

PROVIDE DOCUMENTATION.

Provide supporting checklist documentation.

RECEIVE CREDIT DECISION.

We will render a decision in as little as 24 hours.  We 'll contact you for additional details if necessary.

START NEW APPLICATION
CREATE ACCOUNT

Home loan pre-approval, done right.

Experienced home-buyers and real estate agents know the value of lining up your financing before investing time shopping for homes. These days, you have a 1 in 3 chance of having an error on your credit report. On top of that, the mortgage industry has become more complex.  The best way to have a great home-buying experience is to have your financial profile given a thorough review by an experienced professional.  This goes beyond just a simple credit pull and should be performed only by a highly experienced mortgage loan originator, not just by a bank or credit union clerk.

Here's what you'll receive.

Will pulling my credit lower my credit score?  

Providing a comprehensive pre-approval requires a full tri-merge credit report, but many consumers are concerned about their credit scores dropping because of the credit pull.  This is one of the biggest misconceptions in the industry, and it's a primary reason why so many consumers are reluctant to get pre-approved early.

 

NOT ALL CREDIT PULLS ARE THE SAME.  

A credit pull for the purpose of obtaining a mortgage or an automobile is different than applying for a credit card. (The credit bureaus know what type of credit you're applying for when you apply)

To set the record straight, getting approved for the purpose of obtaining a mortgage does not affect credit scores after the initial pull for six months. This can be confirmed directly with the credit bureaus: using the links below.

Your credit report with us is good for up to 120 days, and your pre-approval with us is also good for 120 days.  When you get pre-approved early with us, we provide you with a personalized analysis of actions that you can take to help you improve your own credit profile.

We go the extra mile so you have the best possible experience.  Trust in our expertise and get started today using our simplified pre-approval process.

At no cost or obligation, we will provide a thorough assessment of your entire financial profile including:

  • Income analysis  |   Asset analysis
  • Credit history and public records analysis
  • Automated Underwriting Analysis (AUS)
  • Personalized Credit Score Improvement Analysis - To help position your application for the best possible outcome, we provide a personalized analysis to improving your credit profile.  This can help us to provide you with the best possible interest rate and pricing for your new home loan.
  • PRE-APPROVAL LETTER - to include with your real estate purchase offer    

Here's what you'll receive.

EXCLUSIVE
BONUS

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Buy your next home with confidence.

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