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EXPLORE DSCR LOAN FAQs
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SIMPLICITY
Commercial Financing without the Red Tape.
Financing commercial properties shouldn’t be complicated. Commercial Simplicity is designed for real estate investors seeking a straightforward, flexible loan for office, retail, warehouse, self-storage, and automotive properties—without the excessive paperwork and delays of traditional lending.
✅ Fast & Flexible Financing – No unnecessary red tape, just simple commercial lending.
✅ Wide Property Eligibility – Office, retail, warehouse, self-storage, automotive, and more.
✅ No Personal Income Required – Qualify based on the property’s value and NOI potential.
✅ Cash-Out Available – Reinvest in new opportunities or scale your portfolio.
🚀 Invest in commercial real estate with confidence—without the hassle. Apply today!
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Ideal for Real Estate Investors looking for an easier way to finance rental properties, without the hard money interest rates and terms.
Investment Homes Only - Owner cannot occupy any part of the property
🚀 Fast Turn-around time: Average closing timeframe is 6-8 weeks.
🔥 MINIMUM FICO to Qualify: 650
MAXIMUM LTV: 70%
MINIMUM LOAN AMOUNT: $100,000
MAXIMUM LOAN AMOUNT: $5 Million
💵 CASH-OUT: Take Cash-Out for property improvements, investment purposes, or other business opportunities.
No Tax Returns or Personal Income needed to qualify
✅ NO DSCR RATIO FOR LOAN AMOUNTS < $500,000: No DSCR Ratio Formulation Used to Qualify. This means less risk and hassle, and can also helpful for properties that currently lack sufficient cash-flow to qualify for a traditional DSCR program.
Net Operating Income (NOI) factored for any loan amount exceeding $500,000
Eligible Properties: Office | Retail | Warehouse | Self-Storage | Automotive
Appraisal - standard commercial appraisal report.
* 🚫 Not a rescue / bailout loan: We finance PURCHASES of distressed properties; but we do not REFINANCE distressed properties.
CREDITQUICK60
High Equity No Ratio DSCR Refinance
No Minimum FICO Required
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1 Unit | 2-4 Unit | 5-9+ Unit | Mixed-Use
Office | Retail | Warehouse | Self-Storage | Automotive
🔥 #1 TOP NEW PROGRAM
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1 Unit | 2-4 Unit | 5-9+ Unit | Mixed-Use
No RATIO PRO
Higher-Leverage No-Ratio DSCR Refinance
600+ FICO • Up to 75% LTV
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1 Unit | 2-4 Unit | 5-9+ Unit | Mixed-Use
⭐ TOP RISING NEW PROGRAM
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🔀 Need something even more customized?
MEET OUR POWER PACK SOLUTIONS
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POWER PACK
INNOVATIVE SPECIALTY DSCR SOLUTIONS FOR PROPERTY INVESTORS
🚀 NEW PURCHASE PROGRAM
This is not a commitment to lend. Not all borrowers will qualify for the loan programs listed. All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.
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