FLORIDA

SINCE 1995

DIRE‍‍‍CT LENDING

MENU

This is not a commitment to lend.  Not all borrowers will qualify for the loan programs listed.  All program terms and conditions are subject to change and may be discontinued without prior notice.  Contact loan originator for program questions and scenarios.  

At a Glance

Minimum Down Payment

25% - 45%

Minimum Down Payment to avoid PMI

NA

Minimum mid-credit score

Not score-driven

Min/ Max Loan Amount

$100,000 - $6.5 Million

Loan Repayment Terms

30 years

Amortization

3/1 ARM, 5/1 ARM, 10/1 ARM

Prepayment Penalties

None

WE

SPECIALTY

PROPERTY TYPES

GET PRE-APPROVED TODAY

3 easy steps.  No cost/obligation

SPECIALTY PROPERTY TYPES

Special loans for special homes

Unique properties present unique challenges when it comes to traditional home loan financing.  For those whose taste in homes extends to more "unique" properties like dome homes, log homes, stilt homes, large-acreage homes, and/or partial agricultural purposes (like a functioning livestock barn), we offer a unique solution with extremely competitive rates.  

While it is true that conventional loans can be used for unique properties like log homes or dome homes, the property appraisal qualifications make it all but impossible in many cases. All homes must be shown to be in an area where there are similar homes are available for comparable valuation.  

If your heart is set on one of these unique homes, this is your best option.  We'd love the opportunity to answer all of your questions and review your options.

GET PRE-APPROVED TODAY

3 easy steps.  No cost/obligation

LOAN SIZE LIMITS

$100,000 - $6.5 Million

OCCUPANCY

  • Primary residence

ACCEPTABLE HOME TYPES

  • Varies

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CLICK TO CALL

(813) 928-9610

HAVE A QUESTION?

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KEY FEATURES

  • ‍‍‍‍‍‍‍‍‍‍‍‍Wide range of acceptable ho‍‍‍mes - Log cabin, dome homes, condotels, condominiums with a budget issue, large-acreage and/or functioning livestock barn.
  • Flexible on credit history - we look at the borrower's entire profile when making a lending decision.  Applicants with strong income and reserve profiles have a distinct advantage, even if they have had past credit profiles.